WHOLE LIFE POLICIES
You realize the importance of providing for your family, even after your death, but where do you start? When determining which life insurance option (or combination of options) makes the most sense for you and your loved ones, the professionals at CSN Insurance Services in North Las Vegas, Nevada can utilize their expertise to help make the best decision. Whether you are in the market for a term life policy, universal life policy, or whole life policy our team can tailor coverage to suit your needs.
Whole life insurance is a permanent life insurance policy, with a guaranteed death benefit, payable so long as the policy holder has paid the premiums. Similar to most permanent life insurance policies whole life insurance policies accrue cash value, in a savings account, with a fixed rate of return. This cash value can be borrowed against by the policy holder. However, because of the lifetime benefit, insurance premiums paid by the policy holder tend to be higher with a whole life insurance policy than a term life insurance policy.